american express 10k 2022

Refer a friend: You can earn 15,000 bonus MRpoints for every approved account you refer, up to 55,000 MRpoints per calendar year. You also have the option to opt-out of these cookies. These cookies will be stored in your browser only with your consent. By clicking Accept, you consent to the use of ALL the cookies. MR points never expire. /CA 1.0 But as you can see from the redemption chart above, youll lose half your point value if you choose to use Membership Rewards points to cover the fee, so it is in your best interest to pay it outright. Business gold 130k and business plat 150k through referral is back again. However, all credit card information is presented without warranty. 90k Miles + 10k MQM offer: earn 90,000 Miles and 10,000 Medallion Qualification Miles (MQM) after spending $3,000 in first 3 months (Note that MQMs are not the kind of miles to redeem for flights, . Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Is the Amex Platinum worth the annual fee? These cookies will be stored in your browser only with your consent. 03/13/2023. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. $800 Cell phone protection: get up to $800 per claim and 2 claims per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Update 6/12/22: There is a new . physixfan 2022-09-09 2023-02-09 155 Comments, American Express (AmEx), Charge Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card. Screenshot. Who is eligible for the introductory offer? This compensation may impact how and where links appear on this site. Use. Hat tip to US Credit Card Guide, Update 9/15/21: New link for the 90k deal. /SMask 8 0 R I checked a couple weeks ago and saw it was available but didnt pull the trigger, and now it isnt working for me. If you apply as a sole-proprietor, AMEX makes you select an annual income for your business between $0 $49,999. 8-K. Current report filing. Charge Cards have no pre-set spending limit. This card is relatively easy to get approved for because it is a Charge Card, not a Credit Card. In your online account, you can view: Your Year-End Summary Advertiser Disclosure: This site is part of affiliate sales networks and receives compensation for sending traffic to partner sites. Airfare charged directly with an airline (charter flights and private jet flights excluded), Advertising purchased in the U.S. including online, radio, and television (U.S. only), Gas stations (U.S. only; supermarkets and warehouse clubs excluded), Shipping, including courier, postal, and freight (U.S. only), Computer hardware, software, and cloud computing purchases with. By clicking Accept, you consent to the use of ALL the cookies. How to add an authorized user to an American Express card. Earn up to 70,000 bonus points with American Express Gold Cards. Note that, when you upgrade, AMEX does NOT do a hard-credit pull! This card has varies credits to cover some expenses. It has not been provided or commissioned by the credit card issuers. Our range of products and services includes: Credit card, charge card, banking and other payment and financing products Merchant acquisition and processing, servicing and settlement, and point-of-sale marketing and information products and services for merchants Network services Other fee services, including fraud prevention services and the design and operation of customer loyalty programs Expense management products and services Travel and lifestyle services Our various products and services are offered globally to diverse customer groups, including consumers, small businesses, mid-sized companies and large corporations. Access to the recently announced Global Dining Collection, Global Lounge Collection, and Global By Invitation Only Events. 2022.6 Update2: Theres a 180k+10k offer (spending requirement $20k in 6 months, the latter 10k requires adding an authorized user) via phone call, 855-531-3491. Computershare Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Its important to read this with the financial statements handy. If you fly frequently and enjoy luxurious travel perks, a premium travel rewards card, such as The Platinum Card from American Express or The Business Platinum Card from American Express may be your solution. It also provides the names of individuals that you can reach out to for advice or to play a formal role within your company. I assume this is available via referral links as well, there was a 85,000 point bonus before so this is only a slight increase. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. The 130k offer is still alive via referral. It breaks out specific risks that the company faces. 9 0 obj Has anyone been able to bring up the 130k offer recently, like within the last week or two? is a senior editor at CreditCards.com, focusing on product news and recommendations. This is the part that you want to read slowly. 200 Vesey Street New York, NY 10285 (212) 640-2000 Investor Relations (212) 640-5574 IR@aexp.com. This provides information on key players leading the company, their backgrounds and their compensation. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Its a great (and free) way to inform yourself. We attempt to keep the information found on this site as accurate as possible, but it is users liability to verify the bonus and other credit card information in the issuer's official website during the application process. Up to $300 statement credits on eligible U.S. advertising and shipping purchases. When reviewing the risks, its important to do so with a grain of salt. Annual fee posted a week ago. Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. See this post for the comparison of benefits. Note: These offers are currently being promoted on sites like CreditCards.com, but you might see a different bonus if you apply via the Amex site. Card advice $300 fee for up to three Additional Platinum Cards. Most (all?) Copyright 2023 CreditCards.com a Red Ventures Company. $200 annual Uber credits ($15 per month, $35 in December). $4%&'()*56789:CDEFGHIJSTUVWXYZcdefghijstuvwxyz ? WARNING: using this special link may trigger accounts shutdown by amex! Feb 22, 2022. If you have any of the MR cards, MR points can be transferred to some airline miles. If you have any of the MR cards, MR points can be transferred to some airline miles. Ana Staples In her free time, Anastasiia writes romance stories and plans a trip to the French Riviera she'll take one daywhen she has enough points, that is. Tip: Tip:You still might be able to snag an elevated bonus offer by applying for the American Express Gold Card throughCardMatch. >> We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Now you can earn 25,000 more for spending the same amount as in the previous offer, and you have twice as much time to meet the spending requirement. So the 50k sign-up bonus is worth about $800! /Height 959 Hat tip to Character_Zer0, Update 8/9/21: There is a bundle offer with the 90k offer where you can also get an additional 10k points when you add an employee and spend $1,000. These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. ownership, Proxy voting You also have the option to opt-out of these cookies. Therefore many of the risks listed will seem quite obvious and dont provide much value (prices may fall). /Length 9 0 R ), FNBO Amtrak Credit Card 40,000 Points Signup Bonus, Q2 2023 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More), Chase Freedom Q2 2023 Categories: Amazon, Whole Foods, Lowes. Hopefully without the lifetime limit language since Ive had a Gold card in the past. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 All Rights Reserved. Is anyone able to get the 130k for 10k spend? You can help support this site by using our links to Amazon & eBay. The MR points you earn on different MR cards will automatically go to the same MR account. Please review. Got 130k with 10k spend in first 3 months when looking at my own referral link in incognito vpn. The Business Gold, on the other hand, is packed with benefits that make it easier to manage your business spending. Refer a friend: You can earn 20,000 bonus MRpoints for every approved account you refer, up to 55,000 MRpoints per calendar year. You can earn 5x MR points on air tickets with this card, and it is the best earning rate across all cards. $200 airline fee credit for incidental charges such as checked bags per. If you have any of the MR cards, you can redeem your MR points at a fixed rate about 1 cent/point towards air tickets on. This card offers varies credits to cover some expenses, see details in the next section. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. If you find any information incorrect or expired, please contact us immediately. She is also one of the founders of To Her Credit, a biweekly series of financial advice by women, for women. This website uses cookies to improve your experience while you navigate through the website. Cell phone protection: get up to $800 per claim and 2 claims per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. This card is relatively easy to get approved for because it is a Charge Card, not a Credit Card. Best Current Credit Card Sign Up Bonuses & View Your Pre-Approved & Pre-Qualified Credit Best High Yield Savings Accounts up to 5.00% Shopping Cart Trick 2023 Get Credit Cards Comenity Bank Credit Cards 2023: A List, Best Cards Chase $600 Checking + Savings Bonus (Available [Expired] Citi $300/$700/$1,500 Personal Get 90,000 Membership Rewards points after you spend $10,000 within 3 months of signup. 3 0 obj This site does not include all financial companies or all available financial offers. Therefore this card is worth opening. This website uses cookies to improve your experience while you navigate through the website. AmEx Business Platinum Targeted Phone Offer: you can call AmEx and ask and hope for the best: 855-531-3491. All companies with publicly-traded securities must file one within 90 days of the close of their fiscal year. /ColorSpace /DeviceGray The credits will expire every month. AndMembership Rewardslovers can snag an even more generous limited time bonus 70,000 points after spending $10,000 on eligible purchases in the first three months. AMERIC AN EXPRESS Q3 RESU LTS American Express Company (NYSE: AXP) today reported third-quarter net income of $1.9 billion, or $2.47 per share, compared with net income of $1.8 billion, or $2.27 per share, a year ago. In summary, we estimate that MR points are worth about 1.6 cents/point. The value of the other credits are basically 0. If youre a food lover and looking for a credit card to reward you for eating out and buying groceries, the Amex Gold is an excellent choice. The application link in our website has this best ever offer. << 1 2 . 200 Vesey Street New York, NY 10285 (212) 640-2000 If a company runs out of cash then its out of business. By clicking Accept, you consent to the use of ALL the cookies. American Express. Our funding plan is primarilyRead more, ENVIRONMENTAL, SOCIAL AND GOVERNANCE (ESG)Read more, Certain of our accounting policiesRead more, PROVISIONS FOR CREDIT LOSSES CardRead more, Interest income is recognized usingRead more, Climate-related risk is interconnected andRead more, We may conduct share repurchasesRead more, Operating expenses increased 24 percentRead more, Provisions for credit losses increasedRead more, See "Supervision and Regulation" inRead more, Information Technology We define informationRead more, Other provisions for credit lossesRead more, See "We face intense competitionRead more, The modeled estimates under theseRead more, Other expenses increased, primarily drivenRead more, COMMERCIAL SERVICES TABLE 11: CSRead more, Service fees and other revenueRead more, Mergers, acquisitions and divestitures canRead more, U.S. Consumer billed business grewRead more, In addition, this sensitivity analysisRead more, Privacy We define privacy riskRead more, Failure to maintain minimum regulatoryRead more, Service fees and other revenuesRead more, With respect to translation exposureRead more, Billed business in our CommercialRead more, The Risk Committee reviews ourRead more, Similarly, an increase in theRead more, Discount revenue increased 25 percent,Read more, Unless the loan is classifiedRead more, The following table presents AmericanRead more, The Funding and Liquidity CommitteeRead more, Discount revenue increased 24 percent,Read more, GLOSSARY OF SELECTED TERMINOLOGY AdjustedRead more, COUNTRY RISK MANAGEMENT PROCESS WeRead more, Unlike individual credit risk, institutionalRead more, Declines in credit ratings couldRead more, U.S. CONSUMER SERVICES TABLE 9:Read more, On- and off-balance sheet itemsRead more, Information and Cyber Security WeRead more, Discount revenue increased 25 percentRead more, The qualitative factors may include,Read more, Effective for the third quarterRead more, CASH FLOWS The following tableRead more, They might adversely impact us,Read more, International billed business grew byRead more, Reserve build (release) - RepresentsRead more, Processed revenue increased 14 percent,Read more, EXECUTIVE OVERVIEW BUSINESS INTRODUCTION WeRead more, Our calculations of non-GAAP financialRead more, See "The uninterrupted operation ofRead more, Provisions for credit losses decreasedRead more, Cash Flows from Financing ActivitiesRead more, GLOBAL MERCHANT AND NETWORK SERVICESRead more, Operational risk is inherent inRead more, Salaries and employee benefits andRead more, Membership Rewards expense is drivenRead more, CONSOLIDATED CAPITAL RESOURCES AND LIQUIDITYRead more, Card Member receivables provision forRead more, Billed business, which represented 86Read more, The implementation and execution ofRead more, Our performance continues to giveRead more, PROVISIONS FOR CREDIT LOSSES TheRead more, Net card fees increased, primarilyRead more, The committee, along with theRead more, TABLE 19: UNSECURED DEBT RATINGSAmericanRead more, MODEL RISK MANAGEMENT PROCESS WeRead more, Cards-in-force - Represents the numberRead more, The management reporting process thatRead more, Processed revenue - Represents revenuesRead more, The following types of revenueRead more, Discount revenue, our largest revenueRead more, Processed revenue increased, primarily drivenRead more, With respect to anticipated earningsRead more, Our Internal Audit Group constitutesRead more, Salaries and employee benefits expenseRead more, The allocated expenses include serviceRead more, TABLE 1: SUMMARY OF FINANCIALRead more, Processed volumes - Represents transactionRead more, Billed business (Card Member spending)Read more, Discount revenue - Discount revenueRead more, Direct retail deposits offered byRead more, Off-balance Sheet Arrangements We haveRead more, Refer to the Capital StrategyRead more, In establishing a liability forRead more, GMNS receives an interest expenseRead more, We are currently performing aRead more, Furthermore, ESG risks, with anRead more, When preparing discounted cash flowRead more, The Risk Committee reviews andRead more, See "Dividends and Share Repurchases"Read more, Risk appetite defines the authorizedRead more, FUNDING & LIQUIDITY RISK MANAGEMENTRead more, TABLE 4: EXPENSES SUMMARY EXPENSESRead more, While the rising interest rateRead more, American Express Co provided additional information to their SEC Filing as exhibits, Our Intrinsic Value calculator estimates what an entire company is worth using up to 10 years of financial ratios to determine if a stock is overvalued or not, Receive an e-mail as soon as a company files an Annual Report, Quarterly Report or has new 8-K corporate news, Read positive and negative remarks made by management in their entirety without having to find them in a 10-K/Q, Remove data columns and navigations in order to see much more filing content and tables in one view, Read both hidden opportunities and early signs of potential problems without having to find them in a 10-K/Q, Export Annual and Quarterly Reports to Adobe Acrobat (PDF), Microsoft Word (DOCX), Excel (XLSX) and Comma-Delimited (CSV) files for offline viewing, annotations and analysis, Our Financial Stability reports uses up to 10 years of financial ratios to determine the health of a company's EPS, Dividends, Book Value, Return on Equity, Current Ratio and Debt-to-Equity, See how over 70 Growth, Profitability and Financial Ratios perform over 10 Years, Use our calculated cost dollar values to discover when and how much registered owners BUY, SELL or excercise their company stock OPTIONS aggregated from Form 4 Insider Transactions SEC Filings, View which hedge funds, pension / retirement funds, endowments, banks and insurance companies have increased or decreased their positions in a particular stock. American Express. Thats $200 per year. [$100 Global Entry credit] Get $100 credit for Global Entry or $85 credit for TSA Precheck application fee. Annual Filings. No minimum purchase required. That means that all MR are worth a minimum of about 1.54 cents/point when redeemed for travel (calculation: 1/(1-35%)~1.54). Keep an eye on your inboxwell be sending over your first message soon. /SA true Earn 5x MR points for flights booked directly with airlines, on up to $500k. AmEx reconsideration backdoor number:877-399-3083. People joke about it and call it a coupon book card. Content published under this author byline is generated using automation technology. The offers that appear on this site are from companies from which CreditCards.com receives compensation. /SM 0.02 These cookies do not store any personal information. Annual report informed by global survey of industry professionals signals a return to pre-pandemic numbers in 1-2 years. /Producer ( Q t 4 . Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. Note that annual fee does not count towards the minimum spending requirement (true for all credit/charge cards)! Used this link with chrome incognito: https://frequentmiler.com/amex-just-cant-stop-making-it-rain-targeted-business-gold-offer-130k-highly-ymmv/. The American Express Gold Card and American Express Business Gold Card come with rewarding welcome offers. As used in this release: Card Member spending (billed business) represents transaction volumes, including cash advances, on payment products issued by American Express. So the 100k MR points part of sign-up bonus is worth about $1,600, and the value is even more if 10x on grocery&gas earning rate is counted in! American Express holds a minority interest in GBTG, which operates as a separate company from American Express. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. If you find any information incorrect or expired, please contact us immediately. is a staff reporter and young credit expert reporter for CreditCards.com and covers product news and credit advice. As an Amazon Associate I earn from qualifying purchases. Small business owners have a great option, too: The American Express Business Gold Card is as rewarding as its consumer counterpart, but with an earning rate more targeted to business spending. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. A further description of these and other risks and uncertainties can be found in the Company's Annual Report on Form 10-K for the year ended December 31, 2020 and the Company's other filings . All rights reserved, The 10-K is one of the most important financial filings required by the SEC. Get up to $20 per month, only works at: Hulu, Disney+, Audible, and. They are: There are two kinds of authorized user (au) cards: platinum au card, and gold au card (not related to the AmEx Gold card at all). 2022.12 Update: Higher welcome offers are expired. This card offers varies credits to cover some expenses, see details in the next section. Check the data at the top of this page and the bank's website for the most current information. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Thanks in advance! 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